R Kemp Agency
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Our Team

Ken Holker, President & Owner

Ken has been helping people make tough decisions since 1977, when he started practicing law. He has since retired from practicing law in 2006, and has focused on what he calls “A more rewarding career.” In 1996, Ken started helping his client protect their assets from loss to the “Nursing Home Spend Down.” This is how Asset Protection Services, Inc. was founded. When Ken noticed how clients were leaving their spouses impoverished at the death of the first spouse, he took action right away. He took action by doing informative workshops on Social Security Maximization. This brought to light how people unintentionally impoverished their spouse by not planning properly. Ken coined the phrase, “We Protect Your Pile of Money by Properly Planning Today,” which has helped his clients protect what matters most to them; their families. Ken enjoys spending time with his wife, six children and sixteen grandchildren. He loves spending time in the North Woods of Minnesota on four-wheelers. He loves boating, downhill skiing, jet skiing and going to concerts (Jimmy Buffett being his favorite). His motto in life is, “I’m growing older, but not up.”


Roger Kemp, Founder

Roger started in the business in 1961, before the Medicare Program even began. Roger quickly learned the “Ins & Outs” of the Medicare Program and has been in the industry ever since. Roger’s knowledge in the Medicare Field is vast and comprehensive. He has more knowledge in this field than most people in the industry. Roger is well-liked and well-trusted in this field. Roger’s favorite past time is spending his time with his family, traveling, down-hill skiing, and tennis. Roger also holds the CLU & ChFC designations.


Kandice Myers, Consultant

Kandi was introduced to this industry as she was helping people with their taxes. She realized that Uncle Sam was taking advantage of the hardworking people of this country. Kandi realized that her clients were unknowingly paying voluntary taxes that they did not have to pay. She took action by coming on board in 2015 to help people avoid “Overpaying” their hard earned money to Uncle Sam, to only “Paying What They Owe.” Her background in taxes has made her very qualified to help in this area. Kandi has been blessed with three beautiful daughters and loves spending time with them. Her favorite activities include getting muddy four-wheeling in the North Woods of Minnesota, reading and spending time with her brothers and husband.


Kyle Holker, Consultant

Kyle started in the business in 2009, after moving back to Minnesota. He is passionate about helping people, not only with their financial planning, but their insurance needs as well. His easy-going personality and patient attitude really add to the dynamics of R Kemp Agency. Kyle enjoys volunteering in his community and church. He also loves gardening, the outdoors, and spending time with his wife and five energetic children.


Rhonda Brown, Office Manager

Rhonda is passionate at looking out for our clients. Her attention to detail has made her the perfect fit for getting things done the right way. When problems arise with service issues or claims, she sees to it that the situation is handled efficiently and correctly. Family is number one in Rhonda’s life. She loves her Minnesota sports teams and is a Twins fanatic!